Indemnity & Additional Insured Endorsements
Monitoring & Managing Construction Insurance
For many years, Righi Fitch Law Group has helped developers, general contractors, subcontractors, and insurance companies sort out and simplify the complexities of indemnity and additional insured endorsements.
We routinely manage complex construction cases that involve the following insurance issues:
- Reservation of rights
- Coverage under a blanket additional insured endorsement
- Completed operations and other common exclusions
- Time on risk allocations
- Wrap insurance
- Owner-controlled insurance program (OCIP) insurance
Understanding Indemnity & Additional Insured Endorsements
The developer and general contractor are often named as defendants in construction defect litigation, regardless of where the liability might eventually be found. As a result, it is common for subcontractors, material suppliers, and other participants in a construction project to name the developer and general contractor as additional insureds on an endorsement to their own commercial general liability (CGL) insurance policies. This allows the developer and general contractor to tender the defense of the claims to the insurer of one or more subcontractors who may be responsible for the problems alleged in the complaint for construction defects.
Our insurance clients have come to depend upon us to aggressively pursue all avenues of coverage for their insureds to fully protect their insured and spread the risk. We analyze relevant documentation at the outset of the case to determine the availability of insurance coverage and indemnity protection. We have the experience and staff to aggressively pursue all available insurance coverage and effectively manage the insurance portion of small and large cases.
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