Subrogation in Fire Loss Claims

Recoup Losses with an Experienced Subrogation Attorney

Righi Fitch Law Group represents property owners and insurers in subrogation claims related to every types of property damage caused by fire or flood. Subrogating a fire or flood loss claim allows our clients to recoup significant losses from the party or parties who should be held liable. We can pursue reimbursement for carriers that have paid to settle property damage claims, deductibles paid by policyholders, and all other expenses or losses associated with fire and flood damage.

Liability for fire or flood damage may be unclear, and the cost of restoring a property after suffering structural damage, smoke and soot damage, and water damage from flood, building envelope failure, fire sprinkler failure, or firefighting efforts can be considerable. Our subrogation lawyers understand how to properly assess and allocate liability, after a claim or deductible has been paid. Our considerable experience in the insurance defense arena allows us to paint a clear picture of legal accountability and pursue reasonable compensation for our clients.

For help with a subrogation claim related to fire damage, call (602) 483-6352.

What Is Subrogation?

Subrogation is a process wherein one party is substituted by another with respect to a debt or an insurance claim, along with any attendant rights and duties. Subrogation is a useful tool in the insurance industry, allowing the burden of liability to fall on the shoulders of the actual party or parties that caused harm.

Subrogation claims may be filed by insurers against third parties who share or bear responsibility for damages. This may include any individual or entity that is ultimately responsible for an incident that caused losses already paid for by an insurer, such as the manufacturer of a defective product or a party that negligently or intentionally started caused a fire.

Subrogation Defense for Fire or Flood Damage Claims

Righi Fitch Law Group also defends insurers and other parties against subrogation in fire and flood loss claims. If you or your company are facing potential liability for fire or other property damage, our subrogation defense team may be able to protect your interests to limit liability or dismiss an unsubstantiated claim. Each case is handled on an individual basis and is given the full force of our experience, resources, and skill.

Contact our team today to discuss your needs.

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